Stay Safe and Save Money with Integrated Payments
With semi-integrated payment processing, you simply swipe a credit card and MicroBiz sends all required data to the credit card processor and receives a non-sensitive confirmation code which is matched and stored with the POS transaction. This improves check-out times, cuts down on key entry errors and save time reconciling your credit card statements to your POS transactions.
Accept EMV Chip Smart Cards
MicroBiz Cloud supports point-to-point encrypted semi-integrated EMV card processing. This keeps you out of scope of the PCI requirements as you system never touches or stores sensitive card data. EMV compliant payments are possible only through our supported card processor partners and the credit card terminals certified with these processors. For more detail on semi-integrated processing options available on MicroBiz Cloud, click here
Support of Mobile NFC Payments
MicroBiz Cloud supports contactless near field communications (NFC) payments through its supported EMV payment processors and terminals. This means that your customers will be able to wave their mobile smart phone above an EMV terminal in your store to pay for things – with the payment treated in MicroBiz like any other card transaction. Supported NFC payment methods include Apple Pay, Android Pay and Samsung Pay.
Point-to-Point Card Data Encryption
Our processing partners use secure credit card readers which encrypt sensitive card information when the card is swiped or inserted into the credit card terminal. This is also known as ‘point-to-point encryption.’ This encrypted data is transmitted directly to the processor by the terminal, so your MicroBiz POS system never touches or retains sensitive unencrypted card data. You are kept out of PCI scope and are not exposed to the risks of retaining card data on your POS system.
Our payment processor partners are all listed on the Security Standards Council’s list of PA-DSS validated products. So, using semi-integrated payments with MicroBiz Cloud results in no local storage of cardholder data at the merchant level. This protects you against compliance liability associated with potential data breaches.