Integrated Payments for MicroBiz Cloud

Eliminate entry errors, manual reconciliation and employee theft with Integrated Payments

MicroBiz Cloud Integrated Payments Partners

Save time and be more secure with integrated payment processing with MicroBiz Cloud. We offer the following preferred integrated payment options:

Vantiv Integrated Payments

Vantiv Integrated Payments (formerly known as Mercury Payments) works with thousands of resellers and developers to offer small and medium size businesses a comprehensive portfolio of integrated payment products and services that help control costs and increase revenue.  To learn more, click here.

WorldPay Integrated Payments

We have a partnership with WorldPay, a large U.S. core payment processor, for integrated non-EMV payment processing with MicroBiz Cloud.  Note: MicroBiz does not support EMV compliant integrated payments with WorldPay. To learn more, click here.

Chosen Payments

Chosen Payments is a Los Angeles-based payments and business consultant for merchants nationwide that accept electronic payments.  Note: MicroBiz supports integrated EMV compliant integrated payments with Chosen Payments using Pax terminals.  To learn more, click here.

How Integrated Payments Can Improve Your Operations

Reduce Errors

Integrated payments electronically transfers payment and confirmation data directly to your MicroBiz system

Lower Fraud Exposure

Customers swipe, dip or wave payment cards directly with integrated payment terminal.  Employees do not handle customer cards

Speed-Up Check Out Process

Eliminates the time that your employees spend manually re-entering data from one system to another

Capture Signatures Electronically

Ability to capture, store and attach electronic signatures to receipts, statements and invoices

Simplify Reconciliations

Makes it easier to verify authorization data and reconcile POS payment statements to financial statements

Reduce Exposure to PCI Breaches

Our payment partners are QIR Certified Processors, so you can be sure that all exchanges of payment data are secure and PCI and EMV compliant

Supported EMV Terminals

MicroBiz Cloud supports the following payment terminals for integrated EMV processing:

Dejavoo Z6

The Dejavoo Z6 supports contactless, e-signature, magnetic stripe, chip & signature and chip & pin. Features a built-in 3.5” color, pin pad, magnetic stripe reader and chip card reader. PCI PTS v3.x Certified.

Compatible with: Vantiv

PAX S300

The PAX S300 supports contactless, e-signature, magnetic stripe, chip & signature and chip & pin. Features a NFC contactless reader large color touch screen, loudspeaker, 32 – bit ARM11 processor pin pad, magnetic stripe reader and chip card reader. PCI PTS 3.x and SRED certification.

Compatible with: Vantiv, Chosen

Non-Integrated Payment Options

If you do not need integrated payments, you can use MicroBiz for Windows on a non-integrated basis with any payment processor of your choice. Simply purchase a stand-alone terminal and enter the tender amount manually.

Frequently Asked Questions

 

Q. What are the fees for credit card processing?

A. MicroBiz is not a credit card processor, so any fees and rates will be part of the discussion with the credit card processor that you decide to use with MicroBiz. Some of the processors above require a third party payment gateway so additional gateway fees may apply.

Q. Can I use my existing payment processing hardware?

A. EMV standards for integrated processing require a credit card terminal with a chip reader that is both: (1) certified with your payment processor, and (2) supported by your POS software provider. So unless you have a terminal supported by MicroBiz, you will likely need to buy a new EMV credit card terminal. Traditional credit card swipes are not EMV compliant but can still be used with MicroBiz on an integrated basis.

Q. Can I use MicroBiz with a standalone credit card terminal?

A. Yes, you can use a standalone credit card processing terminal with MicroBiz. Processing confirmation information can be manually entered into the POS transaction record.

Q. How does EMV integrated payments eliminate security concerns?

A. With EMV integrated payments, your employees do not need to handle a credit card, and your POS system never touches or retains sensitive card data. All the communication with card information is encrypted and transmitted between the terminal and the processor. MicroBiz receives and retains a secure token than does not contain any sensitive card data. You remain out of scope of any PCI and EMV compliance requirements.

More Questions?

Please call MicroBiz sales at (702) 749-5353 (option 2 for sales) or press the Contact Us button.