Think of this as a Price List, Fee Schedule or Menu each Card Association (Visa, MC, Discover, Amex) assesses for every variation of card that they create, based on risk. Since different industry types and businesses are naturally higher risks, Interchange rates reflect that.
 Visa has 40+ card types ranging from debit, rewards, business and international while MasterCard carries 50+ with similar variations. Discover & Amex have much fewer. §   All Visa Interchange Rates may be found
§   All MasterCard Interchange Rates may be found

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