Stay Safe and Save Money with Integrated Payment Processing
Ways that integrated payments can improve your business
Speed-up reconciliation of batch info
Reduce time spent reconciling register batches with deposits
Reduce data entry errors and fraud
Eliminate data entry error from manually entering transaction data into a payment terminal
Streamline checkout process
Allow customers to pay directly through the terminal without your employees handling their cards
Bill credit cards kept on file
Coming soon. Store customer credit cards securely on file for billing of recurring charges and credit accounts
Contactless Card and Mobile Wallet Payments
MicroBiz Cloud supports contactless near field communications (NFC) payments through its supported EMV payment processors and terminals. This means that your customers will be able to wave their mobile smart phone above an EMV terminal in your store to pay for things – with the payment treated in MicroBiz like any other card transaction. Supported NFC payment methods include Apple Pay, Android Pay and Samsung Pay.
Support of EMV Chip Smart Cards
MicroBiz Cloud supports point-to-point encrypted semi-integrated EMV card processing. This keeps you out of scope of the PCI requirements as your POS system never touches or stores sensitive card data. EMV compliant payments are possible only through our supported card processor partners and the credit card terminals certified with these processors. For more detail on semi-integrated processing options available on MicroBiz Cloud, click here
Our payment processor partners are all listed on the Security Standards Council’s list of PA-DSS validated products. So, using semi-integrated payments with MicroBiz Cloud results in no local storage of cardholder data at the merchant level. This protects you against compliance liability associated with potential data breaches.
Point-to-Point Card Data Encryption
Our processing partners use secure credit card readers which encrypt sensitive card information when the card is swiped or inserted into the credit card terminal. This is also known as ‘point-to-point encryption.’ This encrypted data is transmitted directly to the processor by the terminal, so your MicroBiz POS system never touches or retains sensitive unencrypted card data. You are kept out of PCI scope and are not exposed to the risks of retaining card data on your POS system.
Take a tour of the key features in MicroBiz Cloud
Q. Am I required to use MicroBiz’s payment processing service?
A. We do not require you to purchase payment processing through MicroBiz or use a certain processor. You have the ability to use any one of the processing partners listed on our website.
Q. Do I need to purchase payment terminals from MicroBiz?
A. No, for integrated payments, you would need to purchase credit card terminals and negotiate rates directly with our payment processing partners.
Q. Will MicroBiz integrate with my current payment processor?
A. We support integrations only with the payment processing partners listed on our website. If your current processor is not listed as a partner of MicroBiz, integrated payments are not supported.
Q. Will my current credit card terminal work with MicroBiz Cloud?
A. Please discuss payment terminal options directly with your preferred MicroBiz payment processing partner.